Terms & Conditions

The following Terms of Use are entered into by and between You and Kurantio ("Company", "we", or "us").

1. Acceptance of Terms

1.1 These terms and conditions, together with any documents they expressly incorporate by reference (collectively, these "Terms of Use"), govern your access to and use of Kurantio, including any content, functionality, and services offered on or through Kurantio (the "Website"), whether as a guest or a registered user.

1.2 Please read these Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to these Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use, including the agreements incorporated by reference herein, you must not access or use the Website.

2. User Eligibility

2.1 Kurantio is offered and available to users who are 18 years of age or older. By using this Website, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the Website.

3. Changes to the Terms of Use

3.1 We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

4. Privacy

4.1 Your use of the Website is also subject to Kurantio's Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

5. Disclaimer

5.1 Your use of the Website is also subject to Kurantio's Disclaimer. Please review our Disclaimer, which also governs the Website and informs users of various limitations regarding the information provided on the Website. Your agreement to the Disclaimer is hereby incorporated into these Terms of Use.

6. Accessing the Website and Account Security

6.1 We reserve the right to withdraw or amend this Website and any service or material we provide on the Website in our sole discretion without notice. We will not be liable if, for any reason, all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website or the entire Website to users, including registered users.

6.2 To access the Website or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website and any resources downloaded from the Website that all the information you provide on the Website is correct, current, and complete.

6.3 In order to utilize the Website or access specific resources it provides, you may be required to furnish particular registration particulars and related information. Your use of the Website and any resources downloaded from it is contingent upon the accuracy, currency, and completeness of all information you provide on the Website. By registering on this Website or utilizing its interactive features in any manner, you affirm that your provision of information is subject to our Privacy Policy, and you grant consent to all actions undertaken with regard to your information in accordance with our Privacy Policy.

7. No Unlawful or Prohibited Use and Intellectual Property

7.1 You are provided with a non-exclusive, non-transferable, and revocable license for accessing and utilizing the Website and the downloadable resources offered on the Website, strictly in accordance with these Terms of Use.

7.2 As a prerequisite for utilizing the Website, you affirmatively warrant to the Company that you will not employ the Website or any of the downloadable resources from the Website for any unlawful or prohibited purposes as stipulated within these Terms. You are prohibited from using the Website or any downloadable resources in a manner that could potentially harm, disable, overburden, or disrupt the Website or interfere with the enjoyment and use of the Website by other users. Unauthorized attempts to acquire materials or information through means not intentionally provided by or made available through the Website are strictly forbidden.

7.3 The entire content encompassed within the Service, including but not limited to text, graphics, logos, images, as well as their compilation, and any software deployed on the Website, is the intellectual property of the Company or its suppliers, safeguarded by copyright and additional laws governing intellectual property and proprietary rights. You agree to respect and adhere to all copyright and other proprietary notices, labels, or limitations found within such content and refrain from making any alterations to them.

7.4 You shall not engage in activities such as modification, publication, transmission, reverse engineering, participation in transfer or sale, creation of derivative works, or any form of exploitation of the content, whether in whole or in part, available on the Website or in downloadable resources from the Website.

7.5 Please be aware that the Company's content is not meant for resale. Your utilization of the Website or any downloadable resources from the Website does not grant you the authorization to employ protected content for any unauthorized purposes, especially the deletion or modification of proprietary rights or attribution notices present in the content. Protected content may solely be used for your personal use, and you are prohibited from any other use of such content without obtaining express written consent from the Company and the copyright owner. It is acknowledged that you do not acquire any ownership rights over protected content, and no licenses, whether express or implied, to the Company's intellectual property or that of our licensors are granted except as expressly sanctioned within these Terms.

7.6 The Company's name, logo, slogan, and all related designations, logos, product and service names, as well as slogans, are the trademarks of the Company, its affiliates, or licensors. Usage of such marks necessitates prior written consent from the Company. All other names, logos, product and service names, designs, and slogans found on this Website are trademarks held by their respective owners.

8. Educational and Informational Purposes Only

8.1 As elaborated in greater detail within the Disclaimer, it is essential to recognize that the content featured on this Website and the materials accessible for download are strictly provided for educational and informational purposes. Please be aware that the information presented on this Website and the downloadable resources it offers should not be interpreted or misconstrued as legal, financial, tax, medical, health, or any form of professional advice.

9. Accuracy and Personal Responsibility

9.1 As outlined in our Disclaimer, our utmost effort has been exerted to ensure the accuracy and provision of valuable information within this Website and its downloadable resources. Nevertheless, it is imperative to understand that we cannot guarantee the absolute accuracy of the information presented. Neither the Company nor any of its owners or employees shall bear liability or responsibility for any errors or omissions on this Website, nor for any potential harm or damage, you may incur as a result of neglecting to seek advice from a qualified professional familiar with your specific circumstances.

9.1 By utilizing this Website, you willingly assume personal responsibility for the outcomes of your actions. You commit to assuming full responsibility for any adverse consequences or damage resulting from the use or non-use of the information accessible on this Website or the materials available for download. It is your responsibility to exercise judgment and perform due diligence before executing any actions or implementing policies or plans recommended or suggested on this Website.

10. No Guaranteed Results

10.1 As stated comprehensively in the Disclaimer, you acknowledge and accept that the Company makes no assurances regarding the outcomes of any actions, whether recommended on this Website or not. The Company provides educational and informational resources with the intention of aiding users of this Website in their pursuit of success. However, you must recognize that your ultimate success or lack thereof will be contingent upon your own exertions, your unique circumstances, and a multitude of other factors that may lie beyond the control or knowledge of the Company.

10.2 Moreover, you understand that prior achievements by others—whether they are clients of the Company or other individuals—through the application of the principles outlined on this Website do not guarantee that you, or any other individual or entity, will achieve similar results. Success is context-specific and influenced by a myriad of variables that differ from one situation to another.

11. Electronic Communications and Privacy

11.1 When you visit the Website or send emails to the Company, you are engaging in electronic communications. By doing so, you provide your consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications provided to you electronically—via email and on the Website—fulfill any legal requirement necessitating written communication.

11.2 We welcome communication with you via email, and you will find various features on this Website that enable you to send electronic messages to the Company. It's important to note, however, that any such email or electronic communication does not establish a business relationship or create any contractual obligations. As elaborated in our Privacy Policy, we will take reasonable measures to maintain the confidentiality of these communications. Still, we cannot guarantee their absolute security, and in certain circumstances, we may be obligated to disclose such communications in compliance with a court order.

12. Communication Services Usage Guidelines

12.1 This section outlines the guidelines and expectations for utilizing the Communication Services offered on the Website. These services may encompass bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections, and other similar platforms designed for public or group communication (collectively referred to as "Communication Services"). By using these Communication Services, you agree to adhere to the following principles:

12.2 Proper and Relevant Content: Utilize the Communication Services exclusively for posting, sending, and receiving messages and materials that are appropriate and relevant to the specific Communication Service.

12.3 While using a Communication Service, you are prohibited from engaging in activities such as:

12.3.1 Harassment and Defamation: Defaming, abusing, harassing, stalking, threatening, or violating the legal rights (e.g., rights of privacy and publicity) of others.

12.3.2 Inappropriate Content: Publishing, posting, uploading, distributing, or disseminating any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful topics, names, materials, or information.

12.3.3 Intellectual Property: Uploading files containing software or other materials protected by intellectual property laws (or by rights of privacy or publicity) unless you own or control the rights or have obtained all necessary consents.

12.3.4 Malicious Software: Uploading files that contain viruses, corrupted files, or any other software or programs that may harm the operation of another person's computer.

12.3.5 Commercial Activity: Advertising or offering to sell or buy any goods or services for business purposes unless the Communication Service explicitly permits such messages.

12.3.6 Unauthorized Activities: Conducting or forwarding surveys, contests, pyramid schemes, or chain letters.

12.3.7 Copyright Violation: Downloading files posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such a manner.

12.3.8 Manipulation: Falsifying or deleting author attributions, legal notices, or other proper notices in uploaded files.

12.3.9 Disruption: Restricting or inhibiting any other user from using and enjoying the Communication Services.

12.3.10 Compliance: Violating any applicable codes of conduct or guidelines that may apply to a particular Communication Service.

12.3.11 Information Collection: Harvesting or collecting information about others, including email addresses, without their consent.

12.3.12 Legal Violations: Violating any applicable laws or regulations.

12.4 The Company is not obligated to actively monitor the Communication Services. However, we retain the right to review materials posted within these services and, at our sole discretion, remove any content. We also reserve the right to terminate your access to any or all Communication Services at any time without prior notice for any reason.

12.5 Furthermore, the Company may disclose information as required to comply with applicable laws, regulations, legal processes, or governmental requests. We also reserve the right to edit, refuse to post, or remove any information or materials, in whole or in part, at our discretion.

12.6 Please exercise caution when sharing personally identifying information within any Communication Service. The Company does not control or endorse the content, messages, or information found in these services, and thus, we disclaim any liability associated with the Communication Services and any actions resulting from your participation in them. The views expressed by managers and hosts within these services do not necessarily reflect those of the Company.

12.7 Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction, and dissemination, and you are responsible for adhering to these restrictions when uploading materials.

13. Ownership and Use of User Submissions

13.1 The Company respects your ownership rights over the materials you provide to the Website, including feedback and suggestions, or submit to any Website or our associated services (collectively referred to as "Submissions"). We want to make it clear that we do not claim ownership of your Submissions.

13.2 However, when you post, upload, input, provide, or submit a Submission, you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses. This permission includes, but is not limited to, the rights to:

13.2.1 Copy, distribute, and transmit your Submission.

13.2.2 Publicly display and publicly perform your Submission.

13.2.3 Reproduce, edit, translate, and reformat your Submission.

13.2.4 Publish your name in connection with your Submission.

13.3 Please be aware that no compensation will be paid for the use of your Submission, as described herein. The Company is not obligated to post or use any Submission you provide and retains the right to remove any Submission at our sole discretion.

13.4 By posting, uploading, inputting, providing, or submitting your Submission, you warrant and represent that you own or otherwise control all the rights to your Submission as described in this section. This includes, but is not limited to, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.

14. Links to Other Websites and Third-Party Services

14.1 The Website may include links to other websites ("Linked Websites"). Please note that these Linked Websites are not under the control of the Company. We want to make it clear that the Company is not responsible for the content of any Linked Website, including any links contained within a Linked Website or any changes or updates to a Linked Website.

14.2 The Company provides these links as a convenience to you, our users. The inclusion of any link does not imply endorsement by the Company of the Linked Website or any association with its operators. We offer these links to make it easier for you to access additional information or resources.

14.3 Some services available through the Website are provided by third-party websites and organizations. When you use any product, service, or functionality that originates from the Website, you acknowledge and consent that the Company may share the relevant information and data with third parties. This sharing is done in accordance with our contractual relationships with these third parties, and it allows us to provide the requested product, service, or functionality on behalf of the Website's users and customers.

15. Use of Templates and Forms

15.1 The Company offers various templates and/or forms for download and/or sale on this Website. When you download or purchase these templates and/or forms, the Company grants you a limited, personal, non-exclusive, non-transferable license. This license allows you to use our templates and/or forms for your own personal or internal business purposes.

15.2 The only modifications permitted involve filling out the templates and/or forms for your authorized use. It's important to understand that, unless otherwise specified, you do not have the right to:

15.2.1 Modify, edit, or alter the templates and/or forms.

15.2.3 Copy or reproduce the templates and/or forms.

15.2.4 Create derivative works based on the templates and/or forms.

15.2.5 Reverse engineer or enhance the templates and/or forms.

15.2.6 Exploit the templates and/or forms in any unauthorized manner.

15.3 When you order or download forms from our Website, you agree that these forms are for your personal or business use only. They may not be sold or redistributed without the express written consent of the Company.

16. Use of Courses and Associated Material

16.1 The Company periodically offers various courses, programs, and associated materials for sale on this Website. When you purchase or participate in these offerings (collectively referred to as "Courses"), the Company grants you a limited, personal, non-exclusive, non-transferable license. This license allows you to use our Courses for your own personal or internal business purposes.

16.2 It's important to understand that, unless otherwise specified, you do not have the right to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit any part of the Courses in any unauthorized manner.

16.3 By ordering or participating in Courses, you agree that these Courses are for your personal or business use only. They may not be sold or redistributed without the express written consent of the Company. Additionally, you agree not to create derivative works based on the Freemium Content or offer competing products or services based on any information contained in the Courses.

17. Use of Freemium Content

17.1 The Company offers various resources on this Website, accessible in exchange for providing an email address (referred to as "Freemium Content"). When you download or access these resources, the Company grants you a limited, personal, non-exclusive, non-transferable license. This license permits you to use the Freemium Content for your personal or internal business purposes.

17.2 Unless otherwise specified, you do not have the right to modify, edit, copy, reproduce, create derivative works from, reverse engineer, alter, enhance, or exploit any aspect of the Freemium Content in any unauthorized manner.

17.3 By downloading the Freemium Content, you agree that it may only be used for your personal or business purposes and may not be sold or redistributed without the express written consent of the Company. Additionally, you agree not to create derivative works based on the Freemium Content or offer competing products or services based on any information contained in the Freemium Content.

18. Refund Policy and License Termination

18.1 At our core, we aim for your satisfaction with your purchase, but we also encourage your dedicated effort in applying the strategies provided within our program(s). To qualify for a cancellation or refund under this policy, you must demonstrate a genuine attempt to implement the program without success. Once it has been determined that you meet the criteria for a refund, the Company will promptly instruct its payment processor to issue the refund. Please note that the Company does not have control over the payment processor's refund processing times, and expediting refunds is beyond our capacity.

18.2 If you receive a refund as outlined in our terms and conditions, this immediately terminates all licenses granted to you for using the materials provided under these Terms of Use or any other agreement. Consequently, you are required to cease using the material promptly and dispose of all copies of the information provided to you. This includes but is not limited to, video recordings, audio recordings, forms, template documents, slide shows, membership areas, social media groups restricted to paying members, and any other associated resources.

19. Disclaimer of Warranties

19.1 At the Company, we want to be clear about our stance on warranties. We do not provide any warranties, either express or implied, regarding the performance or operation of this website. Furthermore, the Company does not make any representations or warranties concerning the information, contents, materials, documents, programs, products, books, or services available on or through this website.

19.2 To the maximum extent permitted by applicable law, the Company expressly disclaims all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose. We believe in transparency and want you to be aware of our position regarding warranties.

20. Limitation of Liability and Disclaimer

20.1 You acknowledge and agree to release the Company from any and all liability or loss that you, or any individual or entity associated with you, may experience or incur due to your use of the information found on this website or the resources available for download from this website. You further consent that the Company shall not be held liable for any form of damages, whether direct, indirect, special, incidental, equitable, or consequential, resulting from your use of this website.

20.2 Please be aware that the information, software, products, and services featured on the website may contain inaccuracies or typographical errors. Periodic updates and improvements to the website may also occur at the discretion of the Company and/or its suppliers.

20.3 The Company and/or its suppliers do not guarantee the suitability, reliability, availability, timeliness, or accuracy of the information, software, products, services, and related graphics provided on the website for any purpose. To the fullest extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without warranty or condition of any kind. The Company and/or its suppliers explicitly disclaim all warranties and conditions, including implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

20.4 In no event shall the Company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, or consequential damages, or any damages whatsoever, including, without limitation, damages for loss of use, data, or profits, arising from or in any way connected with the use or performance of the website, the delay or inability to use the website or related services, the provision or failure to provide services or any information, software, products, services, and related graphics obtained through the website, or otherwise arising from the use of the website. This applies whether such claims are based on contract, tort, negligence, strict liability, or any other legal theory, even if the Company or any of its suppliers has been advised of the possibility of damages. Please note that in some states/jurisdictions, the exclusion or limitation of liability for consequential or incidental damages may not be applicable to you. If you are dissatisfied with any portion of the website or these terms of use, your sole and exclusive remedy is to discontinue using the website.

21. Waiver of Claims and Arbitration Agreement

21.1 You hereby unequivocally waive any and all claims, both current and prospective, arising from or in connection with this Website, the Company, any contractual agreements you enter into with the Company, and all products and services offered by the Company.

21.2 In the event that you seek to assert any such claim, you explicitly agree to pursue such claim exclusively through binding arbitration proceedings held in Nashville, Tennessee. Furthermore, you waive any entitlement to participate in class arbitration and, instead, commit to engaging in arbitration solely for individual claims brought by you or any affiliated entity. In accordance with applicable law, you also accept responsibility for all expenses associated with initiating the arbitration process and for administering the arbitration proceedings.

22. Jurisdiction and Compliance

22.1 The Service is managed, operated, and administered by the Company from our offices situated within the United States. Should you access the Service from a location outside of the United States, you are accountable for adhering to all pertinent local laws. It is agreed that you will refrain from using the Company Content, accessible through the Website, in any country or in any manner that contravenes the regulations, prohibitions, or statutes of that location.

23. Indemnification

23.1 You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, agents, and third parties from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) related to or arising from your use of or inability to use the Website or services, any user postings made by you, your violation of any terms of this Agreement, or your violation of any rights of a third party, including any infringement of applicable laws, rules, or regulations. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In such an event, you will fully cooperate with the Company in asserting any available defenses.

24. Relationship, Compliance, and Severability

24.1 You acknowledge and agree that this agreement and your use of the Website do not create any joint venture, partnership, employment, or agency relationship between you and the Company. The Company's performance under this agreement is subject to applicable laws and legal processes, and nothing within this agreement shall hinder the Company's right to comply with governmental, court, and law enforcement requests or requirements related to your use of the Website or information gathered by the Company in connection with such use.

24.2 If any part of this agreement is found to be invalid or unenforceable in accordance with applicable law, including, but not limited to, the disclaimers of warranties and limitations of liability outlined above, then the invalid or unenforceable provision will be replaced by a valid, enforceable provision that most closely aligns with the original intent of the provision. The remaining portions of the agreement will remain in full force and effect.

25. Entire Agreement, Admissibility, and Language

25.1 Unless explicitly stated otherwise herein, this agreement, in conjunction with the Privacy Policy and Disclaimer, constitutes the complete agreement between you and the Company concerning the Website. It overrides all prior or contemporaneous communications and proposals, whether conveyed electronically, orally, or in writing, between you and the Company regarding the Website.

25.2 A printed version of this agreement and any electronic notices shall be admissible in judicial or administrative proceedings linked to or arising from this agreement under the same conditions and to the same extent as other business documents and records that were initially generated and maintained in printed form. The parties express their desire for this agreement and all related documents to be composed in the English language.

26. Changes to Terms of Service

The Company retains the exclusive right, at its discretion, to modify the Terms of Service under which the Website is provided. The most recent version of the Terms will take precedence over all prior versions. The Company encourages you to periodically check the Terms to remain informed about any updates.

27. Contact Us

27.1 If you have any questions or concerns regarding these Terms of Service, please contact us at:

Kurantio

17192 Murphy Ave., #17483

Irvine, CA 92623

Email: info@kurantio.com